Your Financial Education Starts Here
Managing your finances, debt and credit can be overwhelming. Well, you’ve found the perfect place to begin the learning process! Take some time to peruse the topics below to aid in your journey towards financial freedom.
Personal Finance 101
In Personal Finance, you begin to learn how you and your family earn, spend, budget, and save money. These are the core components to gaining a comprehensive understanding of your financial life.
Credit 101
The Credit section will help you understand how lenders use your credit history to determine your credit worthiness. You’ll learn about credit reports and scores, and how to rebuild, maintain, and protect your credit.
Debt 101
Our Debt area is a crash course in most common types of debt. We review how debt affects your credit, the best ways to manage your debt, and ways to overcome debt related financial crisis.
Bankruptcy 101
The Bankruptcy section is a complete overview of the two main types of bankruptcy. You’ll learn about the benefits and drawbacks of each, as well types of alternatives to bankruptcy that are available to consumers.
Home Ownership 101
In Homeownership, we break down the main components of owning a home. We cover the pros and cons of this long term investment as well as what it takes to qualify for and afford a mortgage.
Retirement 101
The Retirement area covers the most important aspects of long term savings. You’ll learn about preparing for the different areas of retirement, including social security, savings, medical care, and estate planning.