Hiring a professional isn’t the only option when it comes to debt relief. Resolving debts directly with creditors is possible for one to do on their own. While many people benefit from consulting with an expert, there are consumers that successfully settle debts with their creditors without help. The major benefit of doing it yourself is that you avoid paying fees to professionals for their services. Everyone’s situation is different, and sometimes qualified experts can save the debtor significantly more than their fees cost. If you choose to go it alone, it’s a good idea to take advantage of a reputable service that guides consumers looking to settle their own debts.